How to Buy a Home with No Down Payment
Posted on Sep 02, 2026
A down payment is still required when purchasing a home, but the money does not necessarily have to come entirely from years of personal savings. Depending on their circumstances, buyers may be able to use financial gifts from family members, registered savings plans, borrowed funds, existing home equity, or alternative financing options to help ma...
What Is a Property Survey and Do You Need One?
Posted on Sep 02, 2026
A property survey provides a clear picture of where your land begins and ends. It establishes the legal boundaries of a property using title records, registered plans, historical survey documents, and physical boundary markers identified by a licensed surveyor.
Property Boundaries
The primary purpose of a property survey is to establish the legal bou...
Why Buyers Are Choosing Detached Homes Again
Posted on Sep 02, 2026
For buyers who assumed a single-family detached home had permanently moved out of reach, the current market may be worth another look. Changing conditions are creating opportunities for households that may have felt priced out just a short time ago.
Life Transitions Are Driving Demand
Growing families may need extra bedrooms, larger living areas or m...
Toronto Market Update – August 2026
Posted on Aug 14, 2026
The Toronto housing market tightened in July 2026 compared with the same month last year. Home sales edged lower, while new listings fell substantially, creating more competition among buyers.
“While uncertainty about the economy and borrowing costs persists, recent news has been more positive than expected. The latest readings on economic growth an...
Trends Shaping the Detached Housing Market
Posted on Aug 04, 2026
Affordability and relative value are playing a major role in shaping the Toronto detached housing market. Buyers are becoming more active in areas where prices have adjusted, inventory has improved, and the cost of moving into a larger home has become more attainable.
Many buyers who stepped back from the market are now returning as they identify op...
What Makes You a First-Time Home Buyer in Canada?
Posted on Aug 04, 2026
Many people assume a first-time home buyer is someone who has never owned a home before. However, in Canada that is not always the case.
For many federal programs, eligibility depends on whether you have lived in a home you owned within the past four calendar years. This means some people who have owned a property before may still qualify for first...