3 New Year's Resolutions For Homebuyers

Posted by Nutan Brown on Friday, January 21st, 2022 at 3:30pm.

Are you considering buying a home this year? There is no better time to start planning than now. Whether you are waiting until the spring or later on in the year, getting started sooner rather than later will save you a lot of trouble in the long run. Here are 3 things you can do now to prepare.

Start Saving For Your Down Payment


The down payment is arguable the most difficult and time-consuming part of the home buying process, which is why it’s important to start thinking about it now. Decide how much home you can afford, and then calculate how much of a down payment you’ll need to purchase it. Put aside some money every month to ensure you have enough when the time comes to buy.

Work on Your Credit Score


Your credit score plays an important role in the home buying process. If your score isn’t where it should be, make a resolution to improve it. Doing this now will have a big impact on your home buying experience in the future. The first step will be to check your credit score and see where it’s at. Then once you know, you can plan on how to improve it.

Get Pre-approved For A Mortgage


Getting pre-approved for a mortgage is not something you want to scramble for at the last minute. A mortgage pre-approval is not an obligation to purchase in this time fame, nor are you committed to that particular lender. It’s just a written confirmation of the approved amount and the promised rate, so you can shop with confidence within a budget you know you can afford.

Bonus: Start Shopping Online


It’s never too soon to start looking for a home. Even if you have no intentions of buying now, you can still browse available inventory to track home prices, make a checklist of your needs, decide what tradeoffs you are willing to make, and get prepared for when you are ready to buy. Visit our listings page to get you home search started and feel free to contact me if you have any questions!

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