September 2022 RSS Feed

Found 2 blog entries for September 2022.


If it’s your first time entering the real estate market, or if you haven’t been in the market for a while, you might be wondering what the steps are in order to buy a home. Since the process can be complicated, we’ve outlined the main things you need to know when making an offer.

Mortgage

Unless you are paying for your home in cash, the first thing you will want to do is get a mortgage preapproval. Although you won't need the mortgage until you purchase a home, getting preapproved will allow you to know exactly how much you can afford and offers the seller reassurance that you will not back out of the deal based on financing.

Negotiation

Be prepared to negotiate when you’re ready to make an offer. Your negotiating power will depend on a…

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The Toronto housing market has seen massive changes over the last 2 years. Many people are wondering where the market is heading and what they can expect moving forward. Here are the answers to some of the top questions about the current housing market.

What Is Affecting Housing Prices?

There are many factors that affect housing prices. But one of the main factors is the lending rate, which can make mortgages more expensive for buyers and impact homebuyers’ purchasing power. Higher mortgage rates are dragging prices lower. The pandemic has also caused unpredictable shifts in the affordability of homes over the last 2 years. Now that the market is starting to stabilize, sales and prices are trending downward causing some sellers to accept lower…

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